Presented by Terry Cox

We’ll encounter neither bulls nor bears in 2011.

The economy and the markets will be range-bound. Economic and fiscal forces will restrain and not reverse growth, leading to markets that we predict will provide modest single-digit rates of return.

Join ELFCU Wealth Management for an in-depth appraisal of the economic, capital market, geopolitical and policy-oriented developments likely to impact portfolios in the New Year.

*Securities and Insurance products offered through LPL Financial and its affiliates. Member FINRA/SIPC.

NOT NCUA INSURED | NO CREDIT UNION GUARANTEE | MAY LOSE VALUE

Alternative strategies will be discussed. Investing in alternative investments may not be suitable for all investors and involve special risks such as risk associated with leveraging the investment, potential adverse market forces, regulatory changes, potentially illiquidity. There is no assurance that the investment objective will be attained.