Financial Planning helps you turn the money you have into the money you’ll need. It’s essential to plan for multiple scenarios and to answer important questions as you strategize. For instance, how much will you need for retirement? Does a Roth IRA make sense for you? Do you need an estate plan?

You also want to consider a range of options and factors that will affect your plan over time:

• Tax-sheltered savings plans
• College costs
• Sources of retirement income
• Asset allocation
• Tax consequences

ELFCU Wealth Management can help you build a plan that addresses these broad issues in the context of your specific situation. Begin the conversation with ELFCU Wealth Management during this seminar series focused on financial planning basics and strategies for conscientious investors.