If you need cash flow, don't cash in. We're talking about your ELFCU Certificates. Instead of tapping into your Certificates directly, use them as collateral for a Certificate Secured Loan. Borrow up to the full amount of your Certificate and pay a fixed interest rate just 2% above your current Certificate savings rate. 

You'll avoid early withdrawal penalties, and you'll get the money you need at an ultra-low rate.

To learn more about our Certificate Secured Loans, please contact our Lending Department via Member Service, 317.276.2105, or toll-free at 800.621.2105.