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Mortgage Rates

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Conventional Program Rate APR
30 Year Fixed 4.000% 4.120%

APRs are calculated using loan amounts of $150,000.

Lending Rates

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New and Used Auto (2005+) APR
3.49%*
 

Savings Rates

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Think Big Account Rate APY
Think Big Checking ($0 - $999.99) 3.928% 4.000%
 

Rates are subject to change without notice.
(APR) Annual Percentage Rate
(APY) Annual Percentage Yield

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Banking

News

RSS ELFCU Introduces 15-Year Mortgage Special for Limited Time
Published: Friday, February 3, 2012

Mortgage rates remain at historic lows, and we’ve slashed our closing costs on our 15-year home loan option. If you haven’t refinanced your mortgage from another financial institution, this might be the offer you’ve been waiting for. Reduce your mortgage term now with our 15-Year Mortgage Special*.



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For New or Seasoned Members: Significant Savings on Auto Financing
Published: Friday, February 3, 2012
We want to help all members stop paying too much for their cars. That’s why we’re offering all new members of Eli Lilly Federal Credit Union a special benefit—a discount of .50% on the APR* of a new or used auto loan or refinance from another financial institution during the first six months of membership. Been a member for while? Ask about the Go Green discount which offers members a rate reduction for fuel-efficient vehicle purchases.

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My Deposit Single Sign-On Coming to eBranch
Published: Wednesday, February 1, 2012
As ELFCU rolled out My Deposit last summer, we heard from many members requesting a single sign-on option within eBranch. We’re pleased to announce that feature will soon be ready for your convenience.

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Stop Paying Too Much for Your Car
Published: Wednesday, January 25, 2012
Tired of feeling like you’re paying too much for your auto loan? Refinance your vehicle now! We can lower your payment and save you money every month.

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New ‘Round the Clock Member Service by Phone
Published: Tuesday, January 24, 2012

Your credit union is now offering live member service representatives 24 hours per day. Speak with an individual, day or night, and have your banking requests resolved by the next business day. There’s no longer a need to wait until the next morning to call ELFCU.



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eBranch Internet Banking and Bill Pay Back Up and Running
Published: Monday, January 16, 2012
Thank you for your patience earlier today as we experienced a brief outage.

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eBranch Internet Banking and Bill Pay is currently down
Published: Monday, January 16, 2012
We are working to correct the issue and expect it to be back up shortly.  Thank you for your understanding.

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Consolidate High Interest Debt
Published: Friday, January 13, 2012

How low can your interest rate go? The answer may lie in a Home Equity Loan or Line of Credit from Eli Lilly Federal Credit Union.



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