Think Big About Your Checking Account

Published: Monday, October 24, 2011 10:00 am

There’s no need to settle for a basic checking account with fees attached. Get an easy and efficient ThinkBIG Checking with an ELFCU VISA debit card and earn 4.0% APY on your balance, up to $1,000, and 0.25% APY on balances greater than $1,000. (Average daily balance of $50 required to earn dividend.)

While other financial institutions are asking customers to pay new fees for debit card use, Eli Lilly Federal Credit Union continues to offer a fee-free checking option that actually pays you back. The only requirement is electronic statements. ($4 monthly maintenance fee without eStatements.) With premium dividend bearing accounts available to you, why wouldn’t you explore your smart checking options with ELFCU?

First things first! Establishing Direct Deposit is essential when activating your checking account. It’s simple to arrange for direct deposit of your payroll or federal benefits:

Just provide the following information to the party responsible for your direct deposit:
ELFCU routing number, 274073834, AND
Your checking account number (NOT the same as your member number; check eBranch or your statement)

Once your account is funded, you’ll be prepared to use the features of your ThinkBIG Checking including your flexible VISA® debit card and 60,000+ surcharge free ATMs nationwide.

Apply online, visit a branch or call our Member Contact Center, 800.621.2105, to open your new ThinkBIG Checking Account.

*Annual Percentage Yield as of 10/24/11. The rate is variable and may change after the account is opened.

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@John, Tom & LaShawn: Thank you for your interest in ThinkBig Checking. An ELFCU rep will be reaching out to each of you individually to assist you. We appreciate your business.

I already have an ELFCU checking account - how do I switch to ThinkBig

Posted by LaShawn on November 3, 2011

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greetings-
like many other before me, i would guess that our account meets the described conditions. please let me know what we need to do to start taking advantage of this account.
thanks,
tom

Posted by tom brown on November 2, 2011

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How do I know my daily average balance?

Posted by John Ullrich on November 2, 2011

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@ Vicky & Joanne: We will be in touch to help you switch your checking accounts over to ThinkBIG. Thank you for your business.

I believe our account meets the requirements, but how do I enroll or is it automatic?

Posted by vICKY on November 2, 2011

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I already have a checking account with direct deposit and estatements. What do I have to do to get the ThinkBig checking?

Posted by Joanne M Chambers on November 2, 2011

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@Michael: We will be in touch with instructions for setting up your ThinkBIG account. Thank you for your interest!

My account a lready meets all of the requirements. How do I move to a ThinkBig account?

Posted by Michael Blake on October 24, 2011

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@ Phyllis, Ed and Betty: We will be in touch with each of you about the ThinkBIG account. Thanks for your interest!

How can we tell if our current checking account is a ThinkBig? If not, how can we switch over, or add this one?

Posted by Phyllis Sewell on October 24, 2011

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@ Jeffrey & Cathy: Thanks to you both for your interest in ThinkBIG Checking. An ELFCU rep will be in touch soon to discuss your individual account needs. Thank you for your business!

I, too , have all accounts with ELFCU and direct deposit. I would like to switch to ThinkBig Checking with e-statements. Tell me what I need to do..

Posted by Jeffrey L Millikan on October 18, 2011

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I would like tofind out more about think big checking

Posted by Cathy ruggiero on October 18, 2011

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@Debbie: Thank you for your loyal business. An ELFCU representative will be in touch with you to discuss your interest in ThinkBig.

It seems to be a running theme here, my husband and I have savings, checking with ELFCU, retirement checks are automatically sent, etc. Can we switch to the ThinkBig? thanks for all your efforts and for NOT charging us to use our debit cards.

Posted by Debbie Woodward on October 12, 2011

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@ Ben, Marilyn & Velma: ThinkBIG is a popular product right now. An ELFCU representative will be in touch to help you with your checking account needs and questions. Thank you!

I currently have a checking and savings account. I receive electronic statements and have automatic pension deposits. Will I be automatically receiving the Think Big rates? Will I be affected in any other way?

Posted by Ben Rogge on October 11, 2011

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I currently have a regular checking account. What do I have to do to switch it over to a Think Big account? Will all of my current benefits switch over to the new account?

Posted by Marilyn Voland on October 11, 2011

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Is direct deposit a requirement for the new ThinkBig checking account? I already have the ThinkBig checking account in place, but I was never provided any checks for it. Will I be able to go with the new ThinkBig account, and what is the procedure to do this if it is possible.

Posted by Velma Walker on October 11, 2011

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@Renita, Roxanne, HC, William & Carol, Richard, Ron, Tom & Theresa: Thanks to you all for your interest in ELFCU's checking program including ThinkBIG. An ELFCU representative will follow up with each of you regarding your account questions and individual needs. Thank you for your business!

I have a checking account w/ ELFCU that is prior ThinkBIG accounts. To keep from paying fees, should I change this one to a ThinkBIG acct? (I also have an existing ThinkBIG), I also wish we could go back to the no-charge overdraft protection. Is there any acct that still has that?

Posted by Renita Bastin on October 10, 2011

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Does Lilly credit union have overdraft protection?

Posted by Roxanne Freeman on October 10, 2011

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Does the 4.0 apply to my savings and IRA's? when is it effective? I have estatements.

Posted by HC Semones on October 9, 2011

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If we already have direct deposits already set up is there anything we have to do to take advantage of the new program to receive the 4.0% APY or 0.25% on our checking account?

Posted by William & Carol Allbee on October 9, 2011

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I already have ELFCU; checking account, debit card and direct deposit.
Can't I automatically be in ThinkBig???

Posted by Richard Rader on October 8, 2011

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I already have a checking acct. with direct deposit and estatements. What do I have to do to get the ThinkBig checking?

Posted by Ron Johnson on October 8, 2011

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I already have an ELFCU debit card and direct deposit-do I qualify for this offer?

Posted by Tom Marshall on October 8, 2011

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I have a checking and a linked checking and savings account for a son who I am guardian for with the credit union. I am a retiree and he receives disability and we are both on direct deposit. I'd like to switch both of us to smart checking options if possible.

Posted by Theresa Roesch on October 8, 2011