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Mortgage Rates

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Conventional Program Rate APR
30 Year Fixed 3.875% 3.995%

APRs are calculated using loan amounts of $150,000.

Lending Rates

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New and Used Auto (2005+) APR
3.24%*

Deposit Rates

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Money Market Savings Rate APY
$0 - $9,999 0.099% 0.100%

Rates are subject to change without notice.
(APR) Annual Percentage Rate
(APY) Annual Percentage Yield

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News

RSS ELFCU Wealth Management Staff Attend LPL Financial 2011 National Conference
Published: Wednesday, August 24, 2011

The entire staff of ELFCU Wealth Management recently attended focus11, a leading financial services industry conference hosted by LPL Financial, the nation’s number one independent broker-dealer.*



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Mortgage Interest Rates Drop
Published: Friday, August 19, 2011

First mortgage interest rates have taken a plunge recently, dropping close to the near record lows from last October. Lower rates as well as the option to shorten your loan term are good reasons to consider a refinance at this time.



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Enhancing Your eBranch
Published: Tuesday, August 16, 2011

We’ve been busy at ELFCU creating an online banking experience that includes faster, easier and more direct bill payments. Check out four new enhancements within eBranch at elfcu.org now.



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Market Update from ELFCU Wealth: Weathering the Volatility
Published: Monday, August 8, 2011

The first few days of August for the stock market have represented a rapid flight from risk. Read ELFCU Wealth's commentary on the current volatility.



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Downgrade Commentary from ELFCU Wealth
Published: Monday, August 8, 2011
After the market close on Friday, Standard and Poor’s (S&P)—one of the three major U.S. rating agencies—downgraded the U.S. government debt from AAA to AA+. Read ELFCU Wealth's commentary regarding the downgrade.

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My Deposit Outage This Weekend
Published: Thursday, August 4, 2011

Due to system maintenance, My Deposit, our remote check deposit service, will be unavailable beginning at 11 p.m. EST on Saturday, August 6 through approximately 1 a.m. EST on Sunday, August 7. Thank you for your understanding. 



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Credit Unions Pledge $1 Billion to Higher Education Financing Solutions
Published: Thursday, August 4, 2011
In the face of heated debt-ceiling and deficit negotiations in Washington, nearly 200 credit union partners of Credit Union Student Choice, including your own credit union, have underscored their commitment to students, families, and colleges by collectively pledging $1 billion to higher education financing solutions.

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First-Time Home Buyer’s Program May Help Resolve Dilemma of Rent vs. Buy
Published: Thursday, August 4, 2011
Current pricing seems to be reason enough to forego a lease on an apartment and explore home ownership instead; however, if you need further convincing, consider Eli Lilly Federal Credit Union’s First Time Home Buyer’s Program.

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